Part of the allure of buying a new car is the luxury and the fun involved in driving it. However, it is important to consider other features which ensure that your new car is safe to drive.
The cost of insuring a car is partly based on the safety history of the model, the cost of repair and replacement and the probability of the car getting stolen. For your new car to qualify for an insurer’s discount, it must contain features that mitigate the accidents and injuries risks. Here are five tips to consider when shopping for a new car from the various car dealerships Indianapolis has.
Learn the Cost of Insurance
You should not assume that the insurance rate for your new car will be the same as for the older one. It is recommended that before you pick a model, you should find out the cost of insurance from your insurance representative.
A sports car is likely to have a higher insurance rate because of the risks involved. Similarly, an expensive model will cost you more to insure since it will be expensive to repair and replace. If the model of your car is a common target for car thieves, the insurance cost will be higher.
Check for Safety Technology
Recently, several new devices and advanced features have been developed to enhance the safety of vehicles by helping the drivers to avoid accidents. When buying a new car, here are some safety features you should look for:
- Adaptive cruise control which helps to detect vehicles ahead and regulates speed to ensure that there is a safe following distance between the vehicles
- Adaptive headlights that adjust to light the road ahead when you turn.
- Automatic parking which is a mechanism that adjusts steering to park the vehicle while avoiding obstacles safely.
- Backup cameras. That allows you to see the cars behind to avoid crashes.
Consider Vehicle Design and Size
It is necessary to consider design characteristics when choosing a new car from the many car dealerships Indianapolis offers. Smaller cars are more susceptible to greater damage when involved in auto crashes compared to larger and heavier vehicles. Rollover accidents are more prevalent in small utility cars and pickups.
Apart from size, another important factor to consider is the design. A car with a crashworthy design should be your choice. These cars are strong enough to withstand the impact of a crash while protecting the occupants.
Seek Pre-Approval for a Loan
It is recommended that before you begin to shop for your new car, you should seek approval for a loan. This way, you’ll have a clear idea of exactly how much you can afford to spend on your car.
Negotiate the Best Price
To get a good deal from the best car dealerships, Indianapolis offers, ensure that you have enough information that will help you negotiate the price. Find out the competitive pricing for your preferred car model before visiting the dealership to ensure that you have the upper hand.